Terms and Conditions

Effective Date: 01/01/2024

Welcome to Capital Compass. These Terms and Conditions govern your access to and use of our website, services, products, and all associated content. Please read these Terms carefully before accessing or using our website and services. By using our website, you agree to these Terms in full. If you do not agree with any part of these Terms, please refrain from using our website and services.

1. Introduction

These Terms and Conditions outline the rules and regulations for the use of Capital Compass’s website and services.

  • Company Name: Capital Compass

  • Website URL: GoCapitalCompass.com

  • Contact Email: Support@GoCapitalCompass.com

By accessing this website, we assume you accept these Terms and Conditions. If you do not agree to abide by these terms, please discontinue use immediately.

2. Definitions

For clarity in this document:

  • “We,” “us,” “our,” or “Company” refers to Capital Compass.

  • “You,” “user,” or “client” refers to any person accessing or using our website and services.

  • “Services” refer to financial education programs, coaching, resources, tools, webinars, and related content offered by Capital Compass.

  • “Content” refers to text, graphics, images, videos, documents, and other materials provided by Capital Compass.

3. Acceptance of Terms

By accessing our website or using our services, you acknowledge that:

  • You have read, understood, and agree to comply with these Terms.

  • You are at least 18 years of age or the legal age of majority in your jurisdiction.

  • You have the legal authority to accept these Terms on your behalf or on behalf of any organization you represent.

If you do not meet these criteria, please do not use our services.

4. Description of Services

Capital Compass provides financial education services, including but not limited to:

  • One-on-one coaching sessions.

  • Financial accountability reports.

  • Educational webinars and workshops.

  • Digital and physical financial resources.

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

5. User Responsibilities

When using our website or services, you agree to:

  • Provide accurate, complete, and up-to-date information when requested.

  • Use our services only for lawful purposes.

  • Not attempt to disrupt or interfere with the functionality of our website.

  • Not duplicate, resell, or exploit our content or services for commercial purposes without prior written consent.

  • Maintain the confidentiality of your account login details.

    By using our services or submitting your information through our website, you consent to receiving communications from us, including but not limited to updates, promotional offers, and service-related messages. You may opt out of non-essential communications at any time.

You are responsible for all activities conducted under your account.

6. Payments and Refunds

6.1 Payments

  • All fees for our services must be paid in full at the time of registration or purchase unless otherwise agreed upon in writing.

  • Payments are processed securely via third-party payment processors.

  • You are responsible for providing accurate billing information.

6.2 Refund Policy

  • Refunds are issued in accordance with our Refund Policy, which is available upon request or on our website.

  • Refund requests must be made within the timeframe specified in the Refund Policy.

Failure to make timely payments may result in suspension or termination of access to our services.

7. Intellectual Property Rights

7.1 Ownership

All content provided through our website and services, including but not limited to text, graphics, images, videos, software, and educational resources, is the exclusive property of Capital Compass or its licensors.

7.2 License to Use

You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes.

7.3 Restrictions

You may not:

  • Copy, reproduce, or redistribute our content without written permission.

  • Modify or reverse-engineer our software or resources.

  • Use our content for any unauthorized commercial purposes.

Any unauthorized use of our intellectual property will result in legal action.

8. User-Generated Content

If you submit or upload content (e.g., testimonials, reviews, comments) to our website or social platforms:

  • You grant Capital Compass a non-exclusive, royalty-free license to use, reproduce, and display your content.

  • You confirm that you own or have the necessary rights to submit such content.

  • You agree not to upload content that is illegal, offensive, or violates third-party rights.

We reserve the right to remove user-generated content at our discretion.

9. Third-Party Links and Resources

Our website may include links to third-party websites or services for informational purposes. These links:

  • Are provided for convenience only.

  • Do not imply endorsement by Capital Compass.

  • Are subject to the third party’s own terms and conditions.

We are not responsible for the content, practices, or policies of third-party websites.

10. Disclaimers

  • No Financial Guarantees: While our services aim to educate and empower, we do not guarantee any specific financial results or outcomes.

  • Informational Purposes Only: Our content is for educational purposes only and should not be considered financial, legal, or investment advice.

  • Service Availability: We do not guarantee uninterrupted access to our website or services.

Use our content and services at your own risk.

11. Limitation of Liability

To the fullest extent permitted by law:

  • Capital Compass is not liable for any indirect, incidental, consequential, or punitive damages.

  • We are not liable for financial losses resulting from reliance on our content or services.

  • Our total liability shall not exceed the total fees paid by you for our services in the past 12 months.

12. Indemnification

You agree to indemnify and hold harmless Capital Compass, its employees, and affiliates from any claims, damages, or losses arising from:

  • Your breach of these Terms.

  • Your misuse of our website or services.

  • Your violation of third-party rights.

13. Termination

We reserve the right to terminate or suspend your access to our services at our discretion, including for:

  • Violating these Terms.

  • Misuse or abuse of our services.

  • Failure to meet payment obligations.

Termination does not waive your outstanding financial obligations.

14. Governing Law

These Terms are governed by the laws of Florida, USA without regard to conflict of law principles.

Any disputes arising under these Terms will be resolved exclusively in the courts of Florida, USA

15. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on our website, and your continued use signifies acceptance of the updated Terms.

16. Contact Us

For any questions or concerns regarding these Terms and Conditions, contact us:

Capital Compass
Email: Support@GoCapitalCompass.com